Quick start

Follow these steps to set up Munto and start tracking your money.

Create an account

Open Munto at app.getmunto.app or install the iOS app.
From the welcome screen, choose Register.
Sign up with email and password, or use Sign in with Apple or Sign in with Google.
If you register with email and password, your password must be at least 8 characters and include an uppercase letter, a lowercase letter, and a digit.

Already have an account? Choose Login instead. If you forget your password, use Forgot password to get a reset link by email.

The first time you log in, Munto walks you through a short setup flow. Every step can be skipped and finished later from Settings:

Create your first account — give it a name, pick a type (Checking, Savings, Cash, or Credit card), and enter its starting balance.
Review your categories — Munto pre-seeds a default set of budget category groups so you don’t start from a blank budget.
Copy your invoice-forwarding email address — a unique address for your workspace that you can forward invoice emails to later (Munto Pro). See Invoices.
Grant optional permissions — camera access (for scanning invoices) and location access (for merchant suggestions on transactions) are optional and can be enabled later.

Munto has five main destinations — bottom tabs on mobile, a left sidebar on desktop web:

Dashboard — an overview of your budget: key figures and a per-category breakdown.
Bills — upcoming and overdue bills, and what to pay first. See Bills.
Plan — your monthly budget: income, rollover, and category allocations. See Plan your month.
Transactions — the transaction list for each account. See Transactions.
Settings — accounts, workspaces, profile, and app preferences. See Settings & workspaces.